Victoria Secret Credit Card Review 

Victoria Secret Credit Card Review

Everyone’s favorite intimate clothing company now offers a credit card with its own logo. When used to purchase Victoria’s Secret products, the Angel Card comes with a set of benefits. And, like many store credit cards, the value of this one is determined by how much of a Victoria’s Secret fan you are. In this Victoria’s Secret Angel Card review, we’ll go through the details so you can decide if it’s suitable for you. This article outlines Victoria Secret Credit Card Review.

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Review of the Victoria’s Secret Angel Card in its entirety 

This credit card is ideal for: Victoria’s Secret consumers who want to save a little money on their lingerie purchases and don’t intend to carry a debt. 

Exceptional benefits 

The Victoria’s Secret Angel Card delivers a punch for a product that is essentially a one-company, two-retailer offering. Here are the primary advantages. 

There is no annual charge. 

No annual fee credit cards are a favorite of ours at The Ascent. This card has no annual fee, so as long as you pay off your debt in full each month, you won’t have to pay anything. 

At Victoria’s Secret, you can earn up to 3 points for $1 spent. 

Frequent Victoria’s Secret shoppers can quickly collect points by purchasing products with an Angel Card. Purchases made in the eponymous store, as well as sister brand PINK and online shopping portal, earn credit card points. The base rate is 1 point for $1 spent, however bra purchases get you 3 points per $1. You will receive a $10 prize for every 250 points you earn. At the low end, that’s the equivalent of 4% cash back, which is a substantial amount. 

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Gifts given on a monthly and annual basis 

Cardholders who keep their cards active receive a “Perk of the Month” and a birthday gift. If you earn enough points in a year to gain Silver or Gold level, you will also receive a half-birthday present and an anniversary gift. 

Bonus at the start 

With the card, you can save $15 on your first online purchase. Your discount offer will be in your inbox after you open the card. 

Shipping is free. 

On orders of $50 or more, this card entitles you to free shipping. While free shipping on all orders would be preferable, this is a good feature for a no-fee card. This is exclusively for orders being delivered within the United States. 

Alternatives to think about 

If you’re looking for a more versatile card with a high cash back rate, consider the following: On up to $1,500 in quarterly spending, the Discover it® Cash Back program gives you up to 5% cash back in rotating quarterly bonus areas, plus 1% cash back on all other purchases. Plus, for new cardholders, Discover will automatically double all cash back earned at the end of the first year. 

To get 2% back on all eligible purchases all of the time: Citi® Double Cash Card – BT offer of 18 months. This no-fee credit card has one of the best flat-rate cash back programs, as well as an 18-month 0% intro APR on balance transfers, which can help you pay off debt faster. 

What could be better? 

While the Victoria’s Secret Angel Card has a lot of benefits for frequent consumers, it also has a lot of disadvantages. 

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APR is high. 

APRs on shop cards are not uncommonly high. This one is no different. This credit card APR isn’t great if you think you’ll carry a balance from time to time. 

Points and awards have an expiration date. 

Points are valid for 12 months from the date of purchase. Angel Rewards gift vouchers also have a 90-day expiration date once they are issued. Given how many of the top rewards credit cards offer points and bonuses that never expire, these are significant disadvantages.

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