Synchrony Financial Customer Service And Reviews
This article explains all you need to know about Synchrony Financial.
Synchrony Financial specializes in retail and healthcare credit cards. It began as a division of General Electric (GE) in 1932 and went public on the NYSE in 2014. Synchrony Bank left GE in 2015.
Why Sync Bank?
NO MONTHLY FEES ON HIGH-YIELD SAVINGS, MONEY MARK No impact on your interest earnings. Both the high-yield savings and money market accounts pay 0.60 percent APY. Term rates might exceed 1% APY1.
* Save or invest with Synchrony Bank starting at $0.
* Synchrony Bank offers financing through hundreds of retailers and healthcare providers nationwide. These options allow consumers to buy now and pay later.
* Limited branch presence – With only five Synchrony Bank locations, visiting one is tough.
With Accel, Synchrony Bank has access to over 400,000 fee-free ATMs across the US. The bank reimburses domestic banks up to $5 per statement cycle. DP members get unlimited domestic ATM fee refunds. Checking account consolidation is not available – customers should look elsewhere. It does not provide bank accounts or credit.
Want a high-yield deposit account but don’t need physical branches Want a shop credit card
* WANT TO PAY MEDICAL BILLS
Synchrony Financial
Savings, money market and CD rates are attractive at Synchrony Bank. Co-branded credit cards are available for hundreds of retailers. Treatments and purchases can be financed through Synchrony Bank’s CareCredit line. There are no bank accounts, mortgages, or investment products.
Synchrony’s products include:
* Certificates
* Savings
* Money Market
It is determined by their deposit amounts or relationship length. Diamond status requires a deposit of $250,000 or five years with Synchrony Bank. They get unlimited domestic ATM reimbursements and free wire transfers.
SAVINGS YIELD
There is no minimum deposit and no monthly fee for this account. All balances pay 0.60 APY. This account can be accessed by ATM or phone. They provide over 400,000 ATMs in all 50 states. Using another bank’s ATM costs up to $5 per statement cycle.
Synchrony Financial Cards
Synchrony Bank offers many retail credit cards. It also offers CareCredit healthcare financing. Disciplines like dentistry and LASIK are eligible.
Synchrony Bank issues credit cards to retailers:
AMALEI HOMESTORE BANANA RETAILER LUMBER LIQUIDATORS MIDAS OLD NAVY PAYPAL SAMS CLUB
Synchrony Financial About Us
866-226-5638, online chat, or secure texting. Monday through Friday from 8 a.m. to 10 p.m. 24 hour phone service. To get help with your credit card or CareCredit, please choose your card type on this page.
Synchrony Bank
A deposit account or a credit card are usually opened in person. Synchrony Bank has a Georgia branch.
It’s simple to open a bank account online. Opening a Synchrony Bank account is easy with the Synchrony Bank app for iOS and Android.
ATMs and transactions accept debit cards. You can also use any of the 400,000 Accel Network ATMs for free.
Get a credit card online or in person. Some credit cards offer a sign-up bonus if you meet specific criteria.
Synchrony Financial: Conclusion
Synchrony Bank offers competitive savings, money market, and CD rates online. It’s a great option for folks who want to keep their checking account but earn more on their savings. There are hundreds of co-branded cards available. They are not all-purpose cards; they can only be used at specific merchants. Less deposit and loan alternatives at Synchrony Bank. Synchrony Bank’s goods are useful and competitive. If you want a full-service bank with all your accounts under one roof, go elsewhere.
Thanks for taking the time to read this blog post on Synchrony Financial.
