How To Check Visa Debit Card Balance In USA 

Knowing your checking account balance can mean the difference between paying your bills on time or bouncing a check. 

Bounced checks are never nice, and on top of the shame, there are generally additional fines. Signing up for overdraft protection from your bank is one option, but keeping an eye on your debit card balance is another. 

Because your debit card is linked to your checking account, its balance is also your checking account’s. If your debit card balance is low, your checking account is too. This article explains How To Check Visa Debit Card Balance In USA.

Watch the below video on How To Check Visa Debit Card Balance In USA:

How To Check Visa Debit Card Balance In USA 

1. Gather your data 

To check your debit card balance, you’ll need to know a few things. Get your debit card and PIN ready, and you’re ready to go. 

2. Contact customer support 

If you don’t have an online account or don’t want to go to an ATM or bank location, you can just phone your bank. After entering your account and PIN details, the customer support agent should be able to provide your current debit card balance. Your checking account — and thus your credit card — may be automatically updated when you validate your identity. 

Call 1-800-847-2911 

Call (1-800-847-2911) 

3. Online account access 

If you already have an online banking account, you can probably check your debit card balance online. Log on to the bank’s website with your credentials (typically a username and password). 

4. Register online 

If you don’t already have one, you can make one by clicking on a link that says “establish an account” or “register.” Fill in your account and routing numbers, name, address, and birthday, and establish a username and password. 

5.Check the homepage. 

Most banks’ homepages should offer information about your checking account (including the current balance connected to your debit card) and any other accounts you have with them. 

When monitoring your debit balance, be aware that this is really a cash line. Your savings account may also appear on the homepage when you log in, so be sure you know which is which before proceeding with debit card purchases. 

6. Exit 

In public places, it’s especially vital to log out of websites that contain personal or private information (though it’s best to avoid doing so in the first place), but it’s always good practice to log out of websites that contain personal or private information. 

7. Use an ATM 

If you need cash anyway, going to an ATM to check your balance can accomplish two tasks. Find an ATM near you by using your bank’s website’s location finder. Using an ATM from another bank may incur a fee, although most institutions enable you to check your balance for free. 

8.Insert your bank card 

To check your balance and withdraw funds, you’ll need to insert your debit card and enter your PIN at any ATM, drive-up or walk-up. 

9. Select the balance inquiry option 

The home screens for ATMs vary per bank, but most contain a button that says “balance enquiry” or “bank balance” that you may select to view your balance. Based on your bank, the balance may be shown on the ATM screen or written on a receipt. 

10. Exit the ATM 

Before leaving an ATM where you’ve just input all your account information, ensure sure the screen has returned to the home page. 

11. Visit a bank customer service rep 

If you’re already in the bank, you can ask a teller about your debit card balance. All the same information as an ATM — your card account number, for example, and maybe your PIN — will work here, and they can also withdraw cash for you.

12. Get a bank app 

You can also check your debit card balance via your bank’s app. Upon logging in, the app normally displays a home screen with all of your account information, including balances, for that particular institution.