Best Credit Cards 2022
Many credit cards are available to consumers, and choosing the best credit cards 2022 can be a challenge. When it comes to credit cards, there is no “one-size-fits-all” option, but rather a variety of options for different types of people, whether you’re an avid foodie or an ardent road warrior. With a little research, you can find a card that’s tailored to your needs.
We analyzed 225 credit cards that anyone can apply for in the United States to find the best credit cards 2022 value. This is how we calculated how much money each rewards card could earn you over five years using Esri’s most recent spending data for location intelligence.
Our chosen best credit cards 2022 come with a slew of additional features that make them well worth the cost of owning one, including annual statement credits, discounts at particular merchants, insurance, and more. Going by the most current spending data from Esri, a person in the US spends $22,126 per year on his or her home. Using a credit card can be a great way to save money.
Paying off your balance on time and in full each month is the best way to maximize the value of your credit card, as long as you don’t overspend or fall into debt.
We’ve compiled best credit cards 2022 list that can help you build credit, save money on interest, and earn more than $2k in cash back over the course of five years.
Below Are The Best Credit Cards 2022
The best credit cards for 2022 are listed below, and they can help you build credit, save cash on interest, and receive more than two thousand dollars in five years.
American Express® Gold Card: Best rewards card
Chase Freedom Unlimited® Card: Best cash-back credit card
Chase Sapphire Preferred® Card: Best credit card welcome bonus
American Express® Platinum Card: Best travel card
Citi® Double Cash Card: Best no annual fee credit card
Citi Simplicity® Card – No Late Fees Ever: Best balance transfer credit card
Discover it® Miles: Annual fee-free travel credit card
Titanium Rewards Visa® Signature Card from Andrews Federal Credit Union: Best low interest credit card
Petal® 2 “Cash Back, No Fees” Visa® Credit Card: Building credit best for you
Discover it® Secured Credit Card: Secured card best for you
Discover it® Student Cash Back: The choice for college students
PenFed Platinum Rewards Visa Signature® Card: Best gas rewards credit card
Chase Sapphire Reserve®: Best dining rewards credit card
Blue Cash Preferred® Card from American Express: Best grocery rewards credit card
Petal® 2 “Cash Back, No Fees” Visa® Credit Card: Best for average credit
Capital One Venture Rewards Credit Card: Best credit card for Global Entry and/or TSA PreCheck® credit
Capital One® Savor® Cash Rewards Credit Card: Best entertainment rewards credit card