Academy Sports Credit Card Benefits 

Academy Sports Credit Card Benefits

Having a store credit card usually gives you, the customer, a way to save money on things you buy. Most stores now have one. Did you know that Academy Sports + Outdoors, the discount sporting goods store, gives its customers a credit card with their store’s name? 

U.S. Bank has a credit card called the Academy that gives rewards to people who like to play sports and go outside. There aren’t many people who use this type of credit card. You might find some value in it. A look at Academy Sports Credit Card Benefits.

Watch the below video on Academy Sports Credit Card Benefits:

A look at the features and benefits of the Academy Credit Card. 

If you apply for the Academy Visa card while shopping in the store, you will get $15 off your order. To make up for the time it takes to review your application, you’ll get a $15 gift card to use at any Academy store. 

In both cases, you have to buy something for at least $15 to get the deal. You will also get 1,000 bonus points if you make your first purchase in the next 60 days. 

To earn points with your Academy credit card at Academy Sports + Outdoors, use your card five times for every dollar you spend at the store. People who buy gas at a gas station get two points per dollar, and people who buy anything else get one point per dollar. The bonus for gas purchases can only be worth $150 per billing cycle, so you can only get it once. 

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Usually, store cards don’t give you extra money for shopping at stores that belong to the same network as the card. This is a unique feature of the Academy Sports credit card. It could be very useful in the long run. 

The Academy Sports + Outdoors Visa Signature and the Academy Sports + Outdoors Visa are two types of this card. To get a card, you have to be able to show that you can pay your debts. 

$15 off your first Academy Sports purchase. 5 points per dollar spent at Academy Sports stores. 2 points at gas stations. 1 point for all other purchases. There is either no annual fee or $29, based on your creditworthiness. 

Value of Academy Card Rewards Points: How much is the Academy Card worth? 

If you use your Academy credit card to buy something, you will get points for every dollar you spend. Because of this, your redemption options are very limited. You have to use the points to get Academy Rewards Cards, which are only good for things you can buy at Academy. 

The Academy Rewards Card is like a gift card to the store. For every 2,500 points you earn, you’ll get a $25 Academy Rewards Card. One cent is worth one point. 

It costs you $25 for every $500 you spend at Academy Sports if you use the U.S. Bank Academy credit card, and you’ll get $25 back for every $500 spent. That’s a 5% return. 

However, your return will likely be in the range of 1% to 2%, depending on how much you spend. 

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With the Academy Credit Card, how much money will you make each time you use it? 

This is all up to you. As long as you don’t buy gas every month, you can get all the rewards you want! Your Academy Visa card earns you points for every time it is used. 

There’s a lake called Lake Powel this summer, and this summer you want to buy a stand-up paddleboard. With a paddleboard package, you will get 2,500 points if you spend $499.99 on it. There is a $25 gift card for Academy Sports + Outdoors that you can get with those points. Then you will get back 5% of your money. 

With the Academy Credit Card, there are other ways you can save money. 

There are times when the Academy credit card gives you a 0% intro APR offer on purchases. After that, a variable APR comes into play. That rate is based on your creditworthiness. Keep in mind that the introductory APR doesn’t apply to cash advances or balance transfers, so keep that in mind. 

Let’s go back to our paddleboard example and see how it works. $499.99 isn’t cheap. That’s not true, though. You know that you will get enough use out of it to make the purchase worth it. 

If you can’t come up with the whole amount, you could use the Academy card to pay for it. There are a lot of high interest rates on most credit cards, so this would be a pricey thing to do because of that. 

With the Academy credit card, though, you can save a lot of money and buy the board even if you don’t have all the money you need. It would cost you just $83.33 plus tax a month for six months. 

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In this case, you won’t have to pay extra to spread the cost of the board over several months. However, don’t buy or spend more than you can afford unless you’re sure you can pay off the debt in six months.

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1 Response

  1. Fred says:

    I just visit your website, it really good information you provides, Thanks

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